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Tips to help you understand health insurance.

Most insurance policies cover physical therapy services when provided by a licensed physical therapist or a licensed physical therapist assistant being supervised by a physical therapist.

Physical therapists who are members of the American Physical Therapy Association pledge to comply with the Association's Code of Ethics and Guide for Professional Conduct. APTA members maintain and promote high standards of care.

Information to help you understand the costs and insurance coverage for physical therapy is provided below.

Health Insurance-Related Content

Health Tips

Understanding Payment for Physical Therapy Services

Jun 1, 2021

Physical therapists are professional health care providers who are licensed by the state in which they practice. These common questions and answers pertain

Health Tips

Understanding Health Insurance Terms

Jun 15, 2021

Finding your way through health insurance benefits can be a challenge. It is important to know the meaning of terms that insurance companies use. And it

Health Tips

Physical Therapy and Your Insurance

Jun 1, 2021

The best way to take care of your health is to take an active role in your own health care. To do this, you need to know about your options and your rights

Appealing an Insurance Denial

Source: Kaiser Health News A Kaiser Health News article about the potential benefits of appealing an insurance denial.

Health Tips

How Medicare Determines Payment For Therapy in Nursing Homes or Home Health Care

May 18, 2021

If you receive physical therapy, occupational therapy, and/or speech-language language pathology services through a nursing home or home health agency,

Estimating Medical Service Costs

Source: Fair Health Fair Health offers an online tool that allows you to look up the estimated costs of medical services in your area based on CPT codes

Health Tips

TRICARE Low Back Pain Demonstration

Oct 19, 2020

TRICARE, used throughout the U.S. military, is offering a program that waives cost-sharing for up to three physical therapy visits for people with low